PPF Calculator
Calculate Public Provident Fund returns
⚠️ Disclaimer: This calculator uses the current PPF interest rate (7.1%). Actual returns may vary as the government revises rates quarterly. Consult a financial advisor for personalized advice.
Investment Details
₹
Maximum: ₹1,50,000 per year
Minimum: 15 years
Current Interest Rate
7.1%
Compounded annually
Maturity Details
Maturity Amount
₹40,68,209
Total Investment
₹22,50,000
Interest Earned
₹18,18,209
About PPF
What is PPF?
Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It offers attractive interest rates with complete tax benefits under Section 80C.
Key Features
- Lock-in period: 15 years (extendable in blocks of 5 years)
- Minimum deposit: ₹500 per year
- Maximum deposit: ₹1,50,000 per year
- Tax-free returns (EEE status)
- Loan facility available from 3rd to 6th year
- Partial withdrawal allowed from 7th year
Tax Benefits
Contributions qualify for deduction under Section 80C (up to ₹1.5 lakh). Interest earned and maturity amount are completely tax-free.