Terms of Service

1. Acceptance of Terms

By accessing and using The Toolz Hub ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use the Service.

2. Description of Service

The Toolz Hub provides free online tools and calculators for various purposes including but not limited to:

• Financial calculations (EMI, SIP, Tax, etc.)
• Unit conversions
• Developer utilities
• Text and data processing tools
• Image processing tools

3. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates any applicable law or regulation
• Attempt to interfere with or disrupt the Service or servers
• Use automated systems to access the Service without permission
• Attempt to reverse engineer or decompile any part of the Service

4. Disclaimer of Warranties

We do not guarantee that the Service will be error-free, uninterrupted, or free from harmful components. All calculations and results are provided for informational purposes only and should not be considered as professional advice.

5. Financial Calculations Disclaimer

Results from financial calculators should not be considered as financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.

6. Limitation of Liability

In no event shall The Toolz Hub, its operators, or contributors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Service.

7. Privacy

Your use of the Service is also governed by our Privacy Policy. All calculations are performed client-side in your browser, and we do not store or transmit your calculation data to our servers.

8. Intellectual Property

The Service and its original content, features, and functionality are owned by The Toolz Hub and are protected by international copyright, trademark, and other intellectual property laws.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any changes by updating the "Last updated" date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

11. Contact Us

If you have any questions about these Terms, please contact us through our Contact page.